From Adversity to Triumph in Kenya
After joining a women’s self-help group, Grace applied for a series of loans, started three businesses, and now employs 15 people. Her four children are progressing in school.
 | Loan client: Grace Atieno Amol
Age: 38 (in 2007) Location: Gem, Kenya Family: Four children (husband is deceased) Work history: She bought and resold used clothing to earn income. Then she joined a women’s self-help group, applied for a loan, and started selling new clothing. Subsequent loans have enabled her to sell water purification supplies and start a fishing business. Type of loans: Group and individual loans Loan use: • $133 to purchase clothing for resale (repaid in three weeks) • $400 to begin selling shoes (repaid in three months) • $800 to sell water purification chemicals (repaid in six months) • $1,600 to purchase fishing nets, hire workers, and start a fishing business Employees: 15 Assets before loans: Small plot of land Asets after loans: Three-bedroom home on the land Living standards: She is comfortably paying school fees for her four children. Two are in primary school, and two are in secondary boarding schools. Perspective on enterprise: "Though I am widowed, I believe the sky is the limit. I still remember the word of my mother—that victors are definitely failures who refused to give up. I will never give up." |
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