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From Adversity to Triumph in Kenya
After joining a women’s self-help group, Grace applied for a series of loans, started three businesses, and now employs 15 people. Her four children are progressing in school.


Loan client: Grace Atieno Amol
Age: 38 (in 2007)
Location: Gem, Kenya
Family: Four children (husband is deceased)
Work history: She bought and resold used clothing to earn income. Then she joined a women’s self-help group, applied for a loan, and started selling new clothing. Subsequent loans have enabled her to sell water purification supplies and start a fishing business.
Type of loans: Group and individual loans
Loan use:
• $133 to purchase clothing for resale (repaid in three weeks)
• $400 to begin selling shoes (repaid in three months)
• $800 to sell water purification chemicals (repaid in six months)
• $1,600 to purchase fishing nets, hire workers, and start a fishing business
Employees: 15
Assets before loans: Small plot of land
Asets after loans: Three-bedroom home on the land
Living standards: She is comfortably paying school fees for her four children. Two are in primary school, and two are in secondary boarding schools.
Perspective on enterprise: "Though I am widowed, I believe the sky is the limit. I still remember the word of my mother—that victors are definitely failures who refused to give up. I will never give up."

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Who Is World Vision?

World Vision is a Christian humanitarian organization dedicated to working with children, families and their communities worldwide to reach their full potential by tackling the causes of poverty and injustice.


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