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Uganda, Africa. Micro-Enterprise Development Network -- World Vision U.S. President Richard Stearns learns from Gema Nanyonjo, 30, how she developed her small pharmacy with a loan from MED-Net, a micro-enterprise development lending institution affiliated with World Vision Uganda and funded by World Vision US. The goal of the program is to improve the socio-economic status of households in selected poor communities through the development of small businesses, especially targeting those owned by women. As of August 1998, loans worth more than US$975,400 have been dispersed to 5,227 clients in Masaka and three other districts.

Gema, a mother of four who lives in the village of Nakayiba in Uganda's Masaka district, began her business four years ago with 2,500 Ugandan shillings (US$2.50). In December of 1997 she received a MED-Net loan of 200,000 shillings (US$200), along with helpful business skills training. The loan money enabled her to buy more stock at cheaper prices. Her monthly profit increased to US$120 per month. This is remarkable income given that half of Uganda's population lives on less than a dollar a day. Photo by Karen Homer/World Vision.





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